If someone is injured in an accident involving your customer’s travel trailer while it is parked at a campground, should the accident be reported to the customer’s auto insurance carrier or the homeowners carrier? How about an accident outside the trailer on the grounds surrounding the trailer at a campsite, parking spot or other land leased or rented to the insured? The answer is BOTH. However, there may be situations where neither policy will respond. For more information, see the revised PAP technical report Travel and Camper Trailer Accidents.