Online Courses for Agents from the NFIP! Free & Available 24/7

nfipThe National Flood Insurance Program offers free online courses in basic and advanced flood insurance topics created especially for insurance agents. Learn the fundamentals or expand your knowledge, and help your clients be better prepared.*

(*Did you know that all of your clients live in a flood zone? Homeowners insurance does not cover flood damage!)

Basic Agent Tutorial
With the introduction of the Flood Insurance Reform Act of 2012 and the Homeowner Affordability Act of 2014, it is critical for agents to refresh their knowledge of the NFIP. The Basic Agent Tutorial presents the fundamentals, including zones, coverage, loss settlement, and underwriting rating concepts such as the FEMA Elevation Certificate. This course is designed to meet the basic flood insurance training requirement for your state or agency. (Confirm requirements with your state Department of Insurance or company compliance department.) Go to the course page

Theory of Elevation Rating
This specialized course is appropriate for those with a basic understanding of the FEMA Elevation Certificate and who are ready to tackle advanced topics in elevation rating for A and V zones. Important rating considerations in high-risk zones are discussed and demonstrated including the Lowest Floor Elevation, machinery and equipment, and whether the building is with or without obstruction. Go to the course page

Insuring Condominiums
With a growing number of condominium developments throughout the US, particularly in the most flood-prone states, insurance agents can expand their book of condominium business by writing coverage through the NFIP. Insuring Condominiums provides a broad overview of the different ways that condominiums can be insured through the NFIP. Short video segments guide insurance agents through the key elements they need to know to effectively write condominium exposures. Go to the course page

Writing Commercial Exposures
Insurance agents regularly view the NFIP as an outlet to write personal lines exposures for their clients, but they may not be aware of additional opportunities to cover their policyholders’ commercial exposures. Writing Commercial Exposures provides practical insights designed to assist agents with identifying, targeting, and writing commercial risks through the NFIP. Go to the course page

The Coastal Barrier Resources Act restricts development in the Coastal Barrier Resources System (CBRS) and Otherwise Protected Areas (OPAs) by prohibiting all federal expenditures and financial assistance, including flood insurance, for residential and commercial development in the identified areas. This course takes you through identifying protected areas on the Flood Insurance Rate Map and reviews the significance of the CBRS designation date and the building’s date of construction or improvement in determining eligibility for flood insurance. Go to the course page

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