Q. My insured is required by his lease to provide loss of rents for the benefit of his landlord. How does he do this on his commercial property policy?

A. Your insured can meet this requirement by adding endorsement CP 15 03 Business Income-Landlord as Additional Insured (Rental Value). This provides rental value coverage for the landlord on a policy written for the tenant. If the insured has a business owners policy, use BP 05 93 Loss of Rental Value – Landlord as Designated Payee.