Q. We have a new employee and were wondering if the personal lines license would be an alternative to the General Lines Property & Casualty License. What is a Personal Lines Property & Casualty Agent allowed to do?
- An inter-insurance exchange;
- A mutual company, including a farm mutual or a county mutual;
- A reciprocal exchange; or
- A Lloyd’s plan insurer.
The authority for this license does not include farm and ranch liability exposures.
An individual or entity with this license can be either (1) an agent with an appointment from an insurance company, or (2) a subagent with an appointment from another licensed agent or agency. A general lines property and casualty license holder is not required to hold this license as well.
For more information on licensing see the IIAT Licensing Toolkit.