ISO Flood Disclosure Notice Form Approved

SB 442 was signed into law by Governor Abbott with an effective date of September 1, 2019. In preparation of the new requirement, ISO has developed the form Texas Flood Insurance Disclosure Notice. This, or a similar notice, is now required to be added to every property policy issued in Texas.

One key part of the notice is the statement “your insurance policy does not cover damage resulting in flood even if hurricane winds and rain caused the flood to occur.” The notice also encourages consumers to contact their agent or company to discuss the need to purchase flood coverage.

IIAT worked closely with the bill authors and are pleased with the passage of this legislation. If you have questions, please contact Lee Loftis at

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