Several Personal Umbrella Carriers to Implement Major Changes

Recent announcements from several personal umbrella carriers outline major changes in coverage that will leave agents scrambling to find new markets for their clients.

For example, one major standalone umbrella carrier will begin requiring underlying auto liability limits of at least $1 million in some states and $500,000 in all others. That carrier will also require $1-million underlying uninsured/underinsured motorist limits when excess UM/UIM is purchased.

Other carriers, meanwhile, have announced that they will be non-renewing all of their personal umbrellas nationwide.

If you’re scrambling to find coverage with a reliable carrier that offers reasonable rli-pup-headerunderlying limit requirements, look no further than RLI Insurance, the IIAT Advantage-endorsed stand-alone personal umbrella carrier.

RLI allows auto limits as low as $100,000/$300,000 for many customers—$500,000/$500,000 limits are only required if there’s a DUI in the household. Excess UM/UIM coverage is also available nationwide. Underlying UM/UIM limits simply need to match the auto liability limits.

Obtain a quote in just two minutes via RLI’s online quoter. Alternatively, log in to the RLI portal.

For more information, contact Cortney Copeland at 512.279.4711 or​

This entry was posted in IIAT Advantage, Markets, Uncategorized and tagged , . Bookmark the permalink.

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