Author Archives: Polly Middlebrook, IIAT Advantage

100-Year Floods Not So Unlikely – Are Your Clients Covered?

Recent flooding in Houston proves that 100-year floods don’t necessarily come only once every 100 years. In fact, it is possible to have more than one 100-year flood in the same year! For many Texas residents, the risk of damage … Continue reading

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Your Baja Bound Clients Might Need Mexico Tourist Auto

During Spring many of your clients will be traveling to Mexico for vacation. They might need to be reminded that they will need a separate Mexican Tourist Auto policy while they are there. IIAT Advantage and International Insurance Group (IIG) … Continue reading

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Trust Your Farm & Ranch Clients to the Best

As an IIAT Advantage partner, State Auto Farm & Ranch offers a diverse program to write a wide range of farming and ranching clients — from cotton-to-equine boarding to cattle to confinements and more. State Auto’s superior products include: Special … Continue reading

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NFIP Changes Effective April 1

In accordance with current flood reform laws, April 1, 2019, NFIP Changes will include: An average premium increase of 7%, An expansion to the primary residence designation, and The addition of a severe repetitive loss premium and a clear communications … Continue reading

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Announcing Cyber Liability Exclusively for IIAT Members

IIAT is excited to announce an exclusive partnership with Wingman Insurance to offer cyber liability coverage through AXIS, rated “A” (excellent) by A.M. Best.  IIAT members can now access the Wingman Cyber online platform to provide cyber liability insurance for their … Continue reading

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Mexico Auto Coverage: ‘Tis the Season!

The Mexico Tourism Department estimates that 26 million autos enter Mexico from the U.S. annually. And more than 80% of Mexican auto insurance policies are sold in the last quarter of the year! You could say this is the season … Continue reading

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Your Digital Journey: Register for a Free Webinar Presented by Selective

Selective wants to see your company succeed when engaging current customers and finding new ones. An effective digital/social foundation and strategy is vital to that success. Whether you are in the beginning stages of your digital journey or further along, … Continue reading

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NFIP Program Changes – Effective October 1, 2018

FEMA has published a memorandum announcing changes to the NFIP Flood Insurance Manual that will become effective October 1, 2018. Examples of changes applicable to new business, renewals, endorsements, and cancellations include: 1. Cancellation Reason Code 26 for Duplicate Coverage … Continue reading

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How to Speak Flood to Your Clients

Last year’s hurricane season was one of the most devastating and costly on record, and it can happen again. Forecasters predict that 2018 will be a near-to-above-average hurricane season. Below are some messages and resources you can use to communicate … Continue reading

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3 Reasons Clients Need Personal Umbrella Coverage

There are at least three reasons for an individual to buy a personal umbrella policy. To begin with, the primary policies otherwise available generally do not provide liability limits commensurate with the exposure such individuals may face. Second, the cost … Continue reading

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