Author Archives: Regina Anderson, Insurance Information Services

Ask Regina: Central Texas Flooding

Q. For our insureds who have flooded autos, is there any loss-of-use coverage under comprehensive coverage on their PAP? A. The PAP provides Transportation Expenses, but the Texas TDI PAP only applies to a total theft of the covered auto. You … Continue reading

Posted in Ask Regina | Tagged , , | Leave a comment

Ask Regina

Q. Does the BAP or PAP cover personal items like a computer or guns, or other equipment etc., in the vehicle for loss? A. For both policies, the insuring agreement for physical damage covers the loss to the covered auto … Continue reading

Posted in Ask Regina, Uncategorized | Tagged , , | Leave a comment

Ask Regina

Q. One of our insured’s ran into the corner of their house and caused damage to the house. Will their PAP cover the damage? A. It depends on whether or not they rent their house or own their house. The … Continue reading

Posted in Ask Regina, Uncategorized | Tagged | Leave a comment

New agent licensing rules take effect October 1

The Texas Department of Insurance has updated some of its agent and adjuster licensing rules to bring them more in line with Texas law and best industry practices. Pass the exam before applying: If the license type requires a qualifying … Continue reading

Posted in News | Tagged , | Leave a comment

TDI Update: Online Application for Insurance License Now Required

Candidates who have passed the exam to be a Texas insurance agent must apply for  licenses online. Paper applications are no longer accepted for licenses that have an online application. Candidates for most license types can apply on Sircon. You have one … Continue reading

Posted in News | Tagged | Leave a comment

Ask Regina

Q. We just had a client call asking about rental coverage for U-Haul Truck they will be renting to move their household goods. They currently have an ISO Personal Auto policy. What coverage do they have, if any? A. A … Continue reading

Posted in Ask Regina, Uncategorized | Tagged , | Leave a comment

Updated Company Appointment Guide Now Available

IIAT staff recently surveyed IIAT member insurance companies in Texas to update their agency appointment strategies, resulting in the updated edition of IIAT’s Company Appointment Guide. Find out which companies are considering additional agency representation in various parts of the state.

Posted in Markets, News | Tagged | Leave a comment

Mid-America Insurance Conference Accepting Agenda Item Suggestions

The Mid-America Insurance Conference (MAIC) has been serving the American Agency System as a forum for discussion on topics such as property casualty coverages, rules, forms and other technical aspects within the insurance industry since 1934. Each year, local independent agents from … Continue reading

Posted in Events, News | Tagged | Leave a comment

Ask Regina

Q. Our insured was in a minor accident driving a U-Haul Ford F650. There was no damage to the truck but there was damage to the other vehicle. The carrier is referencing the definition of “your covered auto” in which it limits … Continue reading

Posted in Ask Regina | Tagged , , | 1 Comment

Licensing Changes

The expiration date for your license has changed to the last day of your birth month. You can see the new date online. To look up a license on the TDI website, go to https://txapps.texas.gov/NASApp/tdi/TdiARManager.  This change does not affect … Continue reading

Posted in News | Tagged , | Leave a comment