Author Archives: Regina Anderson, Insurance Information Services

Ask Regina

Q. Our insured was in a minor accident driving a U-Haul Ford F650. There was no damage to the truck but there was damage to the other vehicle. The carrier is referencing the definition of “your covered auto” in which it limits … Continue reading

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Licensing Changes

The expiration date for your license has changed to the last day of your birth month. You can see the new date online. To look up a license on the TDI website, go to https://txapps.texas.gov/NASApp/tdi/TdiARManager.  This change does not affect … Continue reading

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Ask Regina

Q. Our insured’s son has moved out of the house and took a car that is titled in his father’s name. The car is insured on a PAP with the father as the named insured. Does the son still have … Continue reading

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Ask Regina

Q. We have a GL audit that we cannot collect. The insured no longer carries GL but we still write other lines of insurance for them. Can we cancel the other policies for non-payment of the audit to the agency? … Continue reading

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Ask Regina

Q. An insured’s wife, who is insured on a PAP, hit her husband’s company car that is insured on a BAP with her personal auto. He is the primary owner of the business but the car is titled in the … Continue reading

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Ask Regina

Q. We have an insured who was fatally injured in her auto that was being driven by her friend. The friend hit a parked car at a high-rate of speed. We don’t know if the friend had a car or … Continue reading

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Ask Regina

Q. How does an employer check to see if a potential employee has filed Workers’ Compensation claims in the past? A. According to the Texas Department of Insurance – Division of Workers’ Compensation website, the following applies: If you have … Continue reading

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Ask Regina

Q. One of our insured’s had a total loss by fire to their home. Isn’t there a valued policy law in Texas? How does it apply? A. Section 862.053 of the Texas Insurance Code reads as follows: “(a) A fire … Continue reading

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TDI Provisional License

TDI’s provisional license can be obtained for General Lines P&C, General Lines Life & Health, Life Insurance not exceeding $25,000, Funeral Prearrangement Life and County Mutual.  A provisional permit is available once the applicant passes the exam (if required), submits … Continue reading

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Ask Regina

Q. We have a new employee and were wondering if the personal lines license would be an alternative to the General Lines Property & Casualty License. What is a Personal Lines Property & Casualty Agent allowed to do? A. A personal lines property and … Continue reading

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