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Category Archives: Uncategorized
Constant Reinforcement: How Best to Learn Coverages
Acquiring coverage expertise will never result from one test, one seminar or one long day’s reading with a lot of coffee! Coverages are a hash of complex concepts, legal language blended with the unique structure of insurance policy design. We … Continue reading
Ask Regina
Q. We just had a client call asking about rental coverage for U-Haul Truck they will be renting to move their household goods. They currently have an ISO Personal Auto policy. What coverage do they have, if any? A. A … Continue reading
Insuring Against Large Losses: What Size is Your Umbrella?
More and more people are becoming concerned about protecting themselves and their families from liability exposure and damages they might incur in the wake of a serious accident. More people are purchasing personal umbrella policies to cover those large exposures … Continue reading
4 Reasons Why Smart Execs Use Recruiters
In literal terms “to recruit” means “to raise or strengthen.” Professional Recruiters strengthen the organization by raising the talent bar while saving valuable Employee Resources. It’s a widely known tactical practice that top executives use Third Party Search Consultants i.e. … Continue reading
IIAT Joins TAHU in Filing Amicus Brief
Recently, IIAT joined TAHU (Texas Association of Health Underwriters) in filing an Amicus Brief in the case of Papalia vs. Richard Bryan, currently pending on appeal at the Texas Supreme Court. Q: What is the issue that IIAT and TAHU is … Continue reading
Posted in Governmental Affairs, Uncategorized
Tagged compensation disclosure, Insurance Code
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All Contracts are Not Alike
A member recently brought to our attention the importance of reviewing contracts with companies, brokers and others. He found that a particular contract placed ownership of the business with the broker, not the agent. The ownership of expirations is a … Continue reading
How to Speak Flood to Your Clients
Last year’s hurricane season was one of the most devastating and costly on record, and it can happen again. Forecasters predict that 2018 will be a near-to-above-average hurricane season. Below are some messages and resources you can use to communicate … Continue reading
Does your Culture Foster Independent Learning?
During the summer months, look around your agency — Do you encourage the team to learn constantly? Do you demonstrate agility and continue learning with them? How do you create a learning culture from day one for a new hire? … Continue reading
Ask Regina
Q. We have an insured who had hail damage to their roof almost a year ago and didn’t realize it until they had a roof inspection. Their policy has replacement cost but the company is only paying ACV because of … Continue reading
Posted in Ask Regina, Uncategorized
Tagged hail damage, roof, Roof Claims Issues in Texas
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Workers Comp Negotiated Mods Extended
IIAT is pleased to announce that TDI has approved a petition filed by IIAT to extend the use of negotiated experience modifiers in the NCCI Experience Rating Plan Manual to July 1, 2019. Without a change, the use of negotiated experience modifiers … Continue reading
Posted in Governmental Affairs, Uncategorized
Tagged TDI, Workers Comp Negotiated Mods
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