Tag Archives: BAP

Ask Regina

Q. Our insured has a corporate policy of no personal use of business autos used by employees. Recently, an employee used an auto for personal use and totaled the vehicle. Our insured has told the adjuster the employee did not … Continue reading

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Ask Regina

Q. We requested a waiver of subrogation on a business auto policy written by a well-known carrier. The endorsement was titled “Waiver of Subrogation Endorsement,” a company-specific form with the following wording:  “We agree to waive any and all subrogation … Continue reading

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Suspending Coverage on the BAP

If a policyholder asks you to delete an auto or suspend coverage for a period of time because the vehicle isn’t being used, how should you respond? There are a number of reasons the policyholder may give for wanting to … Continue reading

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