Tag Archives: homeowners

Ask Regina

Q. We have a carrier that is making a charge on a homeowners policy for “Recoupment Fee Volunteer Rural Fire Department Assistance Program.” What is this charge? A. Section 2007.001 of the Texas Insurance Code provides for an assessment for rural … Continue reading

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‘Tis the Season: Hunting Accidents Will Happen

It’s hunting season, so chances are that you have insureds asking you some version of the following questions. Will the liability insurance on my homeowners policy cover me if I accidentally shoot someone while hunting? What about some other kind of … Continue reading

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Ask Regina

Q. Our insured is having a house built and the contract with the builder is requiring a waiver of subrogation on the home for any damage and for liability after the home is completed and closed so it would fall … Continue reading

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Ask Regina

Q. Can a mortgage company require the amount of insurance on a homeowner’s policy to be the same as the loan amount? A. A lender may not require a borrower to purchase homeowners insurance coverage, mobile or manufactured home insurance coverage, … Continue reading

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Two Storms… Two Deductibles?

IIAT has fielded a number of calls recently from San Antonio and Dallas area agents. The questions concern how companies are supposed to handle repeat storms over the same area in a short number of days. While IIAT agrees there … Continue reading

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