Tag Archives: PAP

Ask Regina

Q. Our insured’s son has moved out of the house and took a car that is titled in his father’s name. The car is insured on a PAP with the father as the named insured. Does the son still have … Continue reading

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Ask Regina

Q. An insured’s wife, who is insured on a PAP, hit her husband’s company car that is insured on a BAP with her personal auto. He is the primary owner of the business but the car is titled in the … Continue reading

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Ask Regina: What Business Use Is Excluded in the PAP?

Q. Recently, an IIAT member contacted me about the following scenario. One of their insured’s was parked and his vehicle was hit by a van owned by a plumbing company. The plumbing company’s adjuster denied the claim because the van … Continue reading

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